So, you wanna know about PhonePe? It's basically a payments app that lets you use BHIM UPI, your credit card, debit card, or wallet to recharge your phone, pay bills, and make instant payments at your fave offline and online stores. You can also invest in mutual funds and buy insurance plans on the app. Plus, get car and bike insurance on PhonePe. Link your bank account on PhonePe and transfer money with BHIM UPI instantly. The app is safe and secure, and it meets all your payment, investment, mutual funds, insurance, and banking needs. It's way better than internet banking, if you ask me. So, what can you do on PhonePe? Well, here are some things: Money Transfer, UPI Payment, Bank Transfer - you can transfer money with BHIM UPI, manage multiple bank accounts, and check account balances across multiple banks like SBI, HDFC, ICICI, and 140+ more. Make Online Payments - pay for online shopping on sites like Flipkart, Amazon, Myntra, and more. You can also pay for online food orders from Zomato, Swiggy, and online grocery orders from Bigbasket, Grofers, and travel bookings from Makemytrip, Goibibo. Make Offline Payments - scan and pay via QR code at local stores like kirana, food, medicines, and more. Buy/Renew Insurance Policies with PhonePe Insurance App - you can compare and buy health and term life insurance, car and two-wheeler insurance, and other insurance policies like PA insurance, travel insurance, and shop insurance. PhonePe Lending - get pre-approved personal loans with attractive interest rates, easy repayment options, and single-click self-serve modules. Mutual Funds & Investments App - invest in liquid funds, tax-saving funds, super funds, equity funds, debt funds, hybrid funds, and buy or sell 24K pure gold. Recharge Mobile, DTH - recharge prepaid mobile numbers and DTH like Tata Sky, Airtel Direct, Sun Direct, Videocon, and more. Bill Payment - pay credit card bills, landline bills, electricity bills, water bills, gas bills, and broadband bills. Buy PhonePe Gift Cards - buy a PhonePe gift card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app. Manage your refunds - manage and track refunds from your favorite shopping websites on PhonePe. For more details, visit www.phonepe.com. Permissions for App and reasons - the app needs SMS to verify your phone number for registration, location for UPI transactions, contacts for phone numbers to send money to and numbers to recharge, camera to scan QR code, storage to store scanned QR code, accounts to pre-populate email ID while signing up, call to detect single vs dual sim and let you choose, and microphone for KYC video verification.